Can a Home Improvement Contractor send a disputed verbal invoice to a debt collector to collect against a homeowner?

Your " friend" took advantage of you, imo. He had to have a written contract. He may not be able to collect without one. Save your dispute letter...

How do I collect money due to me and calculate interest?

Iñterest is calculated at 9% from july to date you file. Multiply the principal times .09 to find the annual interest. Divide that by 365 to get...

Can I find employment info online re a small claims judgement award ?

You might better send info subpoenas/retraints to locsl bsnks to see if he has a bank account. But if it is a small claims judgment in town court,...

NYS Credit Card Laws: How do I stop auto payment to merchant when bank won't assist?

I'd change banks. You can always go back in 60-90 days, open a new account. I know it's a pain, but may be your best option.

Can I sue a collection agency if I'm not the debtor?

Yes, you have standing to sue. I would also check your credit reports to see if they have been reporting the debt as yours. That would be damning. ...

What should I look for in a settlement offer for private student loans?

You should gather your documents and have a consult with a good consumer lawyer. There are some great ones in Chicago. You will want to test their...

I have in-house financing, and I need to surrender my car. They are telling me I will have to pay a defficiency. What can I do?

You may have to pay a deficiency, but that is something to be determined in the future. You will find valuable articles on Avvo about the repo...

Can I sue a debt collector under the FDCPA for a failure to properly notify about the debt origination?

If teh debt collector tries to collect, you can contest standing as you should have been told. But it is not an FDCPA violation as Verizon is not a...

If you have other garnishments or child support, you will likely not have to pay as the law prtoects part of your salary. I do agree you whould...

I have a debt of $2500 and collection agency called me regarding that, Can it be settled to a lower amount?

it is a nonprofit hospital, ask them for a copy of their charitable care policy. You may qualify for relief that way