How do I know if a law firm that wants $ upfront is a scam or not?

Others will ask for a retainer with a small contingency for what they accomplish. Abe Lincoln, a fabulous lawyer himself, was heard to say " A...

Am I responsible for my nineteen year old daughter hospital bill ?

How can they take your tax refund? Did you get sued for this? You should not be responsible. Was she on your insurance at the time?

Help

Ignore it. Any info you have on them, such as the phone number or name, give to the NYS AG via a consumer complaint.

My paycheck is being garnished now. I live in New York state and I am going to retire in two months.

Let's worry first about the judgment that caused the garnishment. Unless you went to court and lost, I would consider fighting it. Go to the court...

I've co-signed for a car loan. Lost my credit rating and lender won't repossess.

Now you know why you shouldn't co -sign a loan. Seriously, though, you are in a tough spot. I wouldn't go out of my way to make the payments and...

How to negotiate with debt collection agency for a settlement and to not have the record on the credit report?

1. Yes, there are things called " Pay for delete." I find in this type of circumstance you will do better to appeal directly to the landlord and...

What can I do to help me with this summons??

You can and should answer the summons. Even though they took car because you couldn't pay the loan does not mean you owe them what they claim. They...

When was ARTICLE 36-A HOME IMPROVEMENT enacted?

Certainly more than 6 years ago, so it would likely cover any dispute you have

No, you are not responsible personally, unless you ignore the loan altogether. If the estate is closed by the time they come looking, you are okay....

Hospital made a billing error and sent my non past due account balance to a collection agency.

You do have recourse. If you had no insurance or low insurance ( i.e., if this is a large co pay or non-covered service or out of network provider)...