Is rent a center a civil matter in NY state under the frdcpa

RAC is the original creditor, so no. But someone trying to collect for RAC, and not employed by RAC, could fall under the definition of a collector

My wife passed away in 2015 and left some medical bills

There is an ancient legal rile that a spouse is responsible for the other's " necessaries" like medical bills, but that theory has eroded over...

As to a lien on real property, you are probably pk, especially if you are buying in a different county than where the judgment is docketed. But...

Should I wait or not ( Income execution & motion to vacate default judgment)?

When you asked teh Court to vacate the judgment, you should have asked the judge for a stay. If a judge has been assigned, you can contact him. It...

No, she can't, in my opinion, if she has no interest in the car.

What to do when the dealership and loan company have back you into a corner?

Gather up your paperwork and talk to a consumer lawyer near you. Hard to give an opinion without looking at the hard facts

Am I entitled to anything from my husbands credit union he died without a will

Dying intestate ( without a will) and married usually means the surviving spouse takes the estate. If you have a lawyer helping with the...

Can a potential landlord legally check your credit and other personal info without your permission?

New York City law requires management companies, broker’s offices or landlords who are renting an apartment in a building with more than 5 units ...

currently filling for bankruptcy i have 2 judgments against me from 2 different credit cards

Yes, the judgments are liens on your real property. The obligation to pay will be extinguished but not the lien. That may require a separate motion...

How do I remove a fraudulent judgement on my credit report?

You fight it by fighting the judgment and disputing with the cra. While I cannot directly solicit, there are consumer lawyers near Johnstown who...