If a co-signer can’t afford to make payment on the car she co-signed for, what happened then?

If the loan doesn't get paid, it will affect both person's credit, and both will be subject to suit by the lender. The (sort of) good news is that...

I lent a friend who had hospital bills $50,000 as I just inherited some money. He paid the first 2 yrs then stopped. Owes$47,000

I'd stay away. Do your due diligence. If it was a private hospital and he has no or little income, he can ask the hospital for charity care....

Can a creditor garnish my wages and freeze my spouse bank account at the same time with properly serving me?

You can sit back and do nothing, or go get a copy of the court file and have a real conversation with a lawyer near you. Too late for an oracle.

What legal action can he take?

Silly for you to take money from a stranger. If he is overseas, not a lot he can do. You might feel better sending him a money order for the $100...

Under the circumstances they may just take the car back. But technically, her estate would still owe the money. If you have a lawyer helping you...

I guess you figured out Pep Boys isnt the place to take your car. Take them to small claims court. Otherwise, lesson learned, imo.

Can I return a car I purchases last night?

They should honor your request, as they probably haven't received all the money yet.

If you don't have it in hand by 60 days, I'd start to worry. You can also check with DMV and see if it has been filed with them.

Can I represent myself for large amount of money owed to me?

You likely expect to get interest on your money, right? It takes money to make money and it takes money to collect money. Don't be foolish.

I have a civil judgment from New York Court against someone located in Arizona. How can I enforce payment or garnishment?

You will want to docket the judgment in Arizona. Seek a collection lawyer near where your debtor lives.