Could a merchant sue me for chargeback?

If you got your money back, send them the part.

What should I do if I received a request for a judicial intervention on an existing debt by a collection agency

They can't take your disability. They won't take your car.

Can a judgement be collected in a wage garnishment if the debtor works on commission?

To the extent she has commissions and as such regular income, you can move the Court for what's called an installment payment order. You may want...

You have rights under the Truth in Lending Act, 15 USC 1643 and the NYS GBL . Do send a letter to all the credit card companies denying liabiity,...

What is the best approach in should/could take in the situation I am in?

You agreed in court to paying her. Now do it. She shouldn't have to ask.

How many times can a debt collector go to court and ask for a judgement on the same debt?

A creditor has 20 years in new York to collect a judgment. So, this is legit.

Is it normal for a NYC foreclosure defense attorney to charge both $300/hr AND a contingency fee of 10% of the payoff reduction?

Contingency fees are not a concession to the client. They are a way for the lawyer to share in the victory when he has created value for you in the...

Can my wages still be garnished if I pay the debt collector any amount I can afford weekly?

The debt collector doesn't care how it gets paid, so hopefully it will work with you and withdraw the execution. Never hurts to ask!

What type of help do I need fir car that was sent back to dealership sold for 2 thousand and receive a summons for difference?

If it was repossessed, you have rights and defenses to the action. You can find articles on your rights here on avvo. Talk to a consumer lawyer...

Should I ask for more than the actual damages in small claims? Can the judge award less than what is being requested?

Sounds like you'll be lucky to get anything back. Keep it simple: ask for the deposit. Leave it at that.