I was just contacted by an agency that is calling me to sate that I am being sued for a 14 year old debt.

I'd consider this violative of the law, but you need to know the name of his employer and a street address. A lot of scam companies out thre try to...

How Harmful is to have an uncollected debt of $5,000 in the credit report?

First question: Is it on your credit report? Not everything shows, and not everything shows on all of the 3 big agencies ( Equifax, Experian,...

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I owe $15,000 in medical fees& the doctor has a collection company coming at me very aggressively. What should be my next step?

Like the previous attorneys have said, a lump sum is the best way to handle it. How much you should offer depends on several factors, the most...

My child died and I want to take over her car for my other daughter. It is worth 13K and she owes 22k. How do we get to pay less

You might let them take it then go to the sale and buy it. The Bank should be able to tell you who seller will be abd when /where/how you can bid....

Being sued for medical debt and trying to settle before the court date.

Don't think they have you over a barrel just becasue you are getting closer to a court date. and other factors may play into your hand to give you...

Sued for a alleged debt that already has out of state judgment

I practice in the Northern District of New York and have appearedin Owego, so I would be happy to discuss this with you. It does sound like...

Am I responsible for my husbands credit cards if I am an authorized user? He might file bankruptcy.

If you an authorized user and not a co-owner of the card, it will show up on your credit report, but you ar not responsible. In my opinion, I would...

I wouldn't go bankrupt for this level of debt. Try to make a deal with Discover. If you can't, and an attorney duns you, you can still try to make...

Steps to follow after Negotiating with a Debt Collector.

I agree, you do have to be careful when paying a collection agency, as opposed to the owner of teh debt. This is especially true if the amount is...

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No debt settlement agreement letter no deal?

who is the JDB? And if you are in court, they should give you a settlement agreement. You might want to ask the judge ( if one is assigned) for a...