Questions answered by Anthony J. Pietrafesa

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Need help being sued for balance if totaled car

Anthony's answer | Answered on October 26, 2013

I would definitely fil e and answer.Hopefully you have time to do so. I don't recommend filing a general denial answer youself without first...

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Do I have any legal options in regard to a medical claim that is most assuredly affecting my credit rating?

Anthony's answer | Answered on October 26, 2013

It is wise that you are keeping in in contact wit the billing party. Howevr, I would look to see if they have reported this to a CRA. If so, or if...

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How does credit reporting agencies such as EXPERIAN know who your employer is?

Anthony's answer | Answered on October 15, 2013

From you, when you fill out an application. Sometimes from your employer, if they asked to chcek your credit at hire

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My husband removed me from his credit cards as a authorized user one year ago. Now, I am seeing bad credit on my credit report.

Anthony's answer | Answered on October 13, 2013

Well, if he isn't paying them, you should be glad he took you off as an authorized user, since as an authorized user his credit is your credit. I...

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What can I do to file a claim against the department of Education in reference to a student loan .(3)

Anthony's answer | Answered on October 10, 2013

Joshua R.I. Coehn in CT is a lawyer I know who deals with student loans. He is knowledgeable and approachable. Student loan law is federal law, so...

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My wife and I are trying to buy a house. On both our credit reports we have school loans (student loans) that are in collectioni

Anthony's answer | Answered on October 10, 2013

To follow up what another poster said, see someone familiar with student loans, it is not teh usual debt. Josh Cohen in CT is an attorney who is...

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What should I do about a debt that is in collections, that I can't pay? can the collection agency have me arrested?

Anthony's answer | Answered on October 06, 2013

Ask them in wiritng to validate the debt and let them know that you believe the debt was fraudulently had and that you profitied by it in no way (...

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How can I dispute a claim made by HESC to Performant Recovery Inc. of a so called delinquent student loan ?

Anthony's answer | Answered on October 04, 2013

I worked at HESC. One way to do this is to write the Governor a letter explaining that you are getting dunned even though you fulfilled your...

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Removing bad mark on credit report. State of NY several years ago.

Anthony's answer | Answered on October 03, 2013

If it is more than 7 years old it should not appear on your credit report. Is it a tax lien? You are "judgment proof", so why would it matter...

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Can I remove a Judgment without paying it if it is old?

Anthony's answer | Answered on October 02, 2013

A judgment that old should not be on your CR, if that is what you are worried about. They fall off after 7 years, assuming they were on in the...

Anthony J. Pietrafesa's Answers (1140)

Need help being sued for balance if totaled car

Do I have any legal options in regard to a medical claim that is most assuredly affecting my credit rating?

How does credit reporting agencies such as EXPERIAN know who your employer is?

My husband removed me from his credit cards as a authorized user one year ago. Now, I am seeing bad credit on my credit report.

What can I do to file a claim against the department of Education in reference to a student loan .(3)

My wife and I are trying to buy a house. On both our credit reports we have school loans (student loans) that are in collectioni

What should I do about a debt that is in collections, that I can't pay? can the collection agency have me arrested?

How can I dispute a claim made by HESC to Performant Recovery Inc. of a so called delinquent student loan ?

Removing bad mark on credit report. State of NY several years ago.

Can I remove a Judgment without paying it if it is old?