The man was concerned enough about his fence and your practice of piling your snow on it to put a sign. If there is damage to the fence that he can...

Selected as the best answer

Credit unions, unlike banks, can cross-default you for all debt you owe

I presume you have the name and address of the other driver. Take your car to two reputable car repair places ( I like ASE members, as they have a...

Is it legal for a company who you have a store card with to decrease your credit limit after you applied for an increase?

It is legal for the issuer to lower your credit limit on its own volition. But read your cardholder agreement. You may have had rights to prior...

Credit reporting question about an debt transfer to collection agency

1. No, The OC has the history of the debt. The chargeoff is an accounting item. The negative history will stay on your report for 6 yrs form the...

My credit report says CHARGE off when I paid the collection in Full...Is this charge off wording BAD for my credit score?

I generally agree with Mr. Berkus, but consider this as well. If you paid the same creditor that is showing it as charged off, they should at least...

A friend is being sued by CACH llc for CC debt He is defending himself and has case law to use. Can he use other states citat

I agree with Mr. Smith. There are many defenses available to your friend, and maybe the case law he has dug up is helpful vis-a-vis his situation,...

How do i free up my bank from a levy

You should get a copy of an exemption form from the bank. There are various items that can be exempt, and it can add up quickly. Just don't put...

Filed a Motion to Compel Private Contractual Arbitration but Did not Request Hearing

Hard to tell. Guessing you were sued in Rochester City Court and you sent in this "motion" before answering the complaint? If so, I'd consider an...

I have a small claims hearing next week. Do the normal evidence rules apply?

No, they do not. Small claims courts are designed, at least her ein New York, to do " substantial justice" between the parties. So, if you have...