How do I get Paid Damages in a successful FDCPA Case?
Apr 25, 2011
Statutory Damages The Fair Debt Collection Practices Act ("FDCPA") is a complicated law that is supposed to protect individuals from harassing collection activity. Part of the enforcement mechaanism...
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When should I dismiss my Chapter 13 Bankruptcy?
Apr 25, 2011
Change of Circumstances? The first part of the analysis is why are we here? What is it about the Plan that the Debtor cannot adhere to, or what about the Plan does not get the Debtor to where they w...
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What happens when my wages are garnished?
Apr 25, 2011
This guide walks you through what the wage garnishment process will mean for you and also explains federal law on the subject....
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What happens if I file Bankruptcy without an attorney?
Apr 25, 2011
I looked and I cannot afford anyone! Bankruptcy is very complicated or relatively simple depending on your assets, income and personal financial history. A lawyer should always be used because the l...
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Is Income Tax Debt Dischargeable in Bankruptcy?
Apr 25, 2011
The Basic Test. Income Taxes are (possibly) dischargeable in bankruptcy if they are for taxes that became due for tax years greater than three (3) years ago; the tax return was filed at least two (20...
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What happens to an inheritance when I file bankruptcy?
Apr 25, 2011
What is an inheritance? An inheritance that has not yet been received but the individual is deceased is property to which you have a right but which has not yet been collected. When you filed the ba...
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Judgments and Bankruptcy
Apr 25, 2011
What is a Judgment? A Judgment is a court order that is filed in the county where the lawsuit is brought that states that the person who sued you (whether you knew about it or not) has won a lawsuit ...
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Keeping Property When Filing Bankruptcy
Apr 25, 2011
What type of bankruptcy should I file when I want to keep property? There are two types of Bankruptcy for most individuals. Chapter 7 (liquidation) and Chapter 13 (payments are made to a Chapter 13 ...
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Credit Report Scores
Apr 25, 2011
If your credit score seems mysterious to you, you're not alone. Many people aren't sure what affects their score, or how much certain issues will impact it. This guide will help take some of the myster...
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My Landlord is in Foreclosure or Bankruptcy. What should I do?
Apr 25, 2011
What should I do with the Notice? Keep the notice. You are listed in the papers because you have a cliam to possession of the property (tennant) and you have rights. Call the landlord. Your first co...
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