Archived
My bankruptcy attorney has told me my chapter 13 case would last 36 mths. He has now informed me that it may have to go 60 mths.
Theodore's answer
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Answered on January 07, 2010
There are a number of reasons why this could happen. first, where you an above the median or below the median debtor when you filed? This means...
Archived
Can I sue my daughter for a car loan she has failed to pay?
Theodore's answer
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Answered on January 07, 2010
Do you have a security interest filed on the car? did you loan her the money and may have a purchase money security interest?
You have to...
Archived
What is the time frame for autumobile repossession
Theodore's answer
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Answered on January 07, 2010
Have your bankruptcy attorney send the lien holder a letter demanding a clear title and threatening that if it is not provided within 30 days you...
Archived
Judgement against me, Am I required to pay the interest?
Theodore's answer
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Answered on January 07, 2010
Judgments automatically carry an interst rate of 9%.
Archived
My boyfriend has two unpaid fines that are past a couple of months past due..how can he make payments now?
Theodore's answer
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Answered on January 07, 2010
Anyone can pay the fine. If it is a traffic offense it is unlike;y that they will put him in jail. more likely he has been recorded as a...
Archived
My father is a Borrower, and I am a Co- Borrower on a VW lease. I'm looking to file bankruptcy.
Theodore's answer
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Answered on January 07, 2010
Your Dad's credit will be negatively affected. A co-signor, or as we jokingly say "A fool with a pen" is just as liable for the debt as the...
Archived
Hi, my name is farah i am victim of my ex-husband chapter-7 bankruptcy.
Theodore's answer
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Answered on January 07, 2010
The good news is that the negative information on your credit report can be reported for 10 years only and we are not too far from that...
Archived
In 2004, I fell behind in my mortgage 3 month. At the time, I had 4.5 years until pay off. Foreclosure was started. To avoid for
Theodore's answer
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Answered on January 07, 2010
Your mortgage provides for fines, penalties, interest and charges for delinquent payments. It is also likely that the matter was sent to an...
Archived
How can I get the second morgager to forgive the balance of the loan with a short sale.
Theodore's answer
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Answered on January 07, 2010
Let the new buyer negotiate with the second mortgage company. keep in mind that any debt that is forgiven will be reported as income to you and...
Archived
Chapter 13 discharge,mi
Theodore's answer
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Answered on January 07, 2010
It normally takes about 4-6 months for the discharge to enter because the Trustee must complete their final report.
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