Chapter 7 filing and property

People often ask if they can keep second homes, cars, boats, tax refunds, etc., when they are contemplating Bankruptcy. I always tell them they...

What steps do I need to take to protect myself?

They may be able to garnish out of Virginia if the judgment is filed there. Judgments are filed in the office of the clerk in the place...

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Mortgage with PMI/ Chapter 7 bankruptcy?

If you did not sign and file a reaffirmation agreement in the Chapter 7 bankruptcy then you have no liability. Disclaimer: This answer does not...

I have a judgment on a credit card filed beyond the statue of limitations;can I try to dispute & dismiss judgment in court?

You may want to consider filing bankruptcy. That will get rid of the entire debt. Chapter 7 permits the debtor to get rid of all of their...

A roommate fails to pay bills and there is no contractual agree, but there is other evidence stating roommate agreed to pay?

Sounds like a good case...you have a promise to pay and the person received the benefit of the deal. When deciding if you should sue someone...

Sargeant/ marines accused of positive drug test now been court martialed? please advise

Sorry to hear that Hard Charger. Keep your head up. The military will appoint a very able attorney from the Judge Advocate Corps to represent the...

Petit larceny is a misdemeanor in new york. It is a crime. You should get a competent lawyer to represent you. The police wil issue an...

I have a 1st mortgage on which $160K is outstanding, and I have a 2nd mortgage on which $250K is outstanding. I finally got a

There is no statute of limitations on the second mortgage. The second mortgage company is probably reluctant to foreclose because they would have...

I bankrupted and discharged in 2005, if I did not reaffirm my home loan can they still forclose?

If you fail to make the payments the bank can foreclose, but becausse you did not reaffirm the debt you will have no personal liability.