If you have an outstanding payday loan, can they threaten you with being arrested for fraud? I had someone who said they would.

Threatening you with criminal prosecution is a violation of the Fair Debt Collection Practices Act. Cancel the bank account so they do not get any...

I received a subpoena for a credit card and Im not sure what to do next?

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Can wife's judgment creditor come after me?

When you get married the debt you have amassed prior to the marriage do not automatically become the liability of your new spouse. However, the...

Can a colletion agency threaten me with garnish my wages

Yes. The amounts that can be taken from your wages to satisfy a garnishment depend on how much you make. Also, this number will change in July...

What happens if i had a bill in my mother in laws name and i didnt pay it?

First, your wife is going to be mad (if she likes her mother). The cable people will sue her for the bill. She can claim fraud and may have to...

How should judgment be listed for bankruptcy.

The debtor should have listed the judgment and you. they can list it now with an amendment. It is not considered fraud unless there was intent...

Reaffirmation of home equity loan

If you reaffirmed the debt and more then 60 days have passed since the Court Ordered the reaffirmation agreement and approved it and you have...

What can I do legally?

A bankruptcy wil stop all of the collection activity and you may even be able to make the car payments through a chapter 13 plan. When you file...

I have to contracts which i just cant afford at the moment

You can be sued. If they sue you and you do not respond they can get a judgment. if you call them and try and work something out perhaps the...

In order to get an outright dismissal you have to prove that you did not commit the offense or prove to the Court that the State cannot prove their...