Must a Judgment-Debtor disclose his clients' names & phone numbers if asked by the Judgment-Creditor in a Judgment Debtors exam?

You can get all the information, including social security numbers. You have to serve discovery demands and then go back to the ccourt to find the...

I have a joint checking account with a friend he is on ssd can they garnish our checking account

Yes. Because you are comongling the funds the account can be frozen. Then your friend will have to prove that the SS monies should be released.

What can i do about this apartments wrongful collections allegations and soon to be lawsuit?

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Can banks do a loan modification for an unsecured loan?

They can change the terms at will or negotiate the debt. The modification programs you hear about are for secured debt like a mrtgage. For such a...

Can a bank take my tax refund if I am delinquent with them and if they have not got a judgement against me?

Not unless they are a creddit union and deposit it in the account. If you are behind with them just do not deposit it in the bank. If they do not...

What Options do I have

While you must wait at least 8 years between filing two chapter 7 (11 USC § 727(a)(8)) bankruptcies (assuming you got your discharge) you need only...

Is it possible for me to negotiate a credit card debt payoff?

They will normally refuse to negotiate unless you are at least 90-120 past due. many companies will gladly accept 60 percent if you tell them you...

Taking an auto loan in your name for family with bad credit

The cosignor, or as we refer to them the "fool with a pen" is responsible for the loan. If the woman does not keep insurance on the vehicle the...

When you get married the debt you have amassed prior to the marriage do not automatically become the liability of your new spouse. However, the...

I consolidated my debt with CCCS, one creditor did not accept the progam so I continue to pay them. I got behind and

To heck with them. Do not give them your account information. If they sue you you can hold them off and negotiate then. The first thing you...