Credit card deb..they are in my name and i'm on disabilty

You should consider filing bankruptcy. If you get sued you should answer the complaint so they cannot get a jusgment against you. If there is a...

I was defendant sued by coll. agency. Not my debt. Dismissed without prejudice. How can I get it changed to "WITH" prejudice?

File an asnwer next time and state a cross claim to have the case dismissed with prejudice. You have to write that in the top of the second page...

I'm in a Chapter 13 and can't afford my home anymore...what are my options?

You may be able to convert to a chapter 7 and surrender the house. You may also want to allow the Chapter 13 to be dismissed and file another...

RE: garnishment of wages

Only one garnishment can be collected at one time. Most people see the garnishment as taking about 10% of the wage, but it is more complicated...

My wife and are are about to file for Chapter 13 and owe about $80k, how much of this gets wiped out?

There are three tests that tell you whether or not you can file a 7 or how much you have to pay into a 13 and for how long. Income versus...

BK and loan modification

Who you hire is dependent on their experience. Modifications are relatively new. If you qualify for and file a chapter 7 then you will get rid of...

You have recouse against your ex-husband if he violates the divorce decree but no protection against third parties like the banks. You should...

I filed chapter 13, with 2 real estate. cannot keep one any longer. will I be able to modify my chapter 13?

You may modify the 13 to treat the debt from the second property differently but depending on the proof of claim and the original treatment of the...

The GI benefits are income, but you may qualify for a chapter 7 even with that income. The creditors cannot make you cash out the benefits so they...

Can I take my father to court for taking OUR car?

Since he is on the title he owns the car so there is not heft. You could theoretically sue him for unjust enrichment. When deciding if you...

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