If a credit company has garnished by bank account, can they take my IRA that was rolled over from my Pension plan in FL?

IRA can only be garnsihed or seized by the IRS. Truck is safe because you are upside down. If you cash out the IRA it does not matter where the...

Is mortgage modification allowed in new york state while deboter is in chapter 13 bankruptcy?

You can bring a motion before the bankruptcy court to allow the modificatuion but even that is not necessary because the stay has been lifted. If...

You can have an unlimited number of judgments and garnihment orders, but only one can be paid at a time. the percentage they can take will depend...

Can a debt collector with a judgement against you garnish all your wages?

Your boyfirend was sued and he did not respond. The creditor got a default judgment. They froze the bank account and took the money to satisfy a...

What happens if I dont pay student loan?

You cannot write off a student loan. The student loan company, gaurantor, etc., may eventually sue you and try and garnish your mages or freeze a...

If I file chapter 7 bankruptcy for my LLC, will I be personally liable for the LLC unsecured debt, particularly credit card debt

It is rare that the business will get credit in your situation without you also being on the hook for the debt. If the LLC files Bankruptccy it...

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

What if I don't respond to a request to pick up a certified letter from an IN firm seeking to collect a supposed debt

This is a mistake. You should get the letter and Answer because you have been served even if you do not pick up the letter. The first thing you...

Can a judgement still be filed against me if pay arrangements have been made?

Yes, they can still get a default judgment. The first thing you need to do if and when you get sued is file an Answer. The summons will tell...

I am pro-se. can I submitt an exempt item after filing in chapt7

You should have an attorney help you. You must list all property and at that time claim the exemptions. You are allowed to amend the schedules to...