Archived
Can a collection agency say they only settle debts by taking it from my checking acc,,do i have the right to say no way
Theodore's answer
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Answered on May 18, 2010
Do Not give them access to your financial account numbers. Once in they are very difficult to get rid of and they will frequently take as much...
Archived
What if you're paying on an account that is in collections and you just can't pay it this month. What can they do?
Theodore's answer
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Answered on May 18, 2010
If they sued you they can still file for a default judgment while you are making payments. While you are making payments they may be charging you...
Archived
If you convert from a 13 to 7
Theodore's answer
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Answered on May 18, 2010
The effective date for the chapter 7 is the date you filed the 13. However, you do get to add any debts that were created between the time you...
Archived
How foreclosure process affects home owner after chap 7 bankruptcy completed without reaffirmation of mortgage
Theodore's answer
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Answered on May 18, 2010
Since there was no reaffirmation of the mortgage you will not be responsible for that debt. i tell all of my clients to stay in the house until...
Archived
Can a credit card file a jugdement for old balances
Theodore's answer
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Answered on May 18, 2010
They have to sue you before they can file a judgment. the statute of limitations for contracts is six years. The statute of limitations (time...
Archived
How can we get paid?
Theodore's answer
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Answered on May 18, 2010
If you are beyond the period of time during which you can file a lien then you must sue.
When deciding if you should sue someone there are two...
Archived
Can a child's education account be used to pay mortgage in a possible bankruptcy situation?
Theodore's answer
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Answered on May 18, 2010
It depends. First, it is not a good idea to take the money out of a 529 plan or a trust if you could make the payments up in the normal course of...
I am being sued by a credit card company and I was just an authorized user.
Theodore's answer
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Answered on May 18, 2010
You can be responsible pursuant to the terms that you agreed to when you became a usser of the card.
The first thing you need to do if and when...
Archived
Fraudulent transfer of liended assets.
Theodore's answer
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Answered on May 18, 2010
You need to hire an attorney to bring an adversary to have the debt declared non-dischargeable. You should act fast because you may be past the...
Archived
What do you do if a lawyer has to reimburse you, and you haven't gone the money yet?
Theodore's answer
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Answered on May 18, 2010
File the judgment you have gotten in the county where the attorney owns real property. The Sheriff of the county will assist you in securing...
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