I meant that when I filed Chapter 7 I just wanted to get the credit cards & Collection agencies off my back.

Your attorney did you a favor by refusing the reaffirmation agreement. both the attorney and the Court can deny the reaffirmation because in their...

Can I file lawsuit against bank?

When deciding if you should sue someone there are two essential requirements. First, did the person who you think violated your rights have a duty...

I have been summoned by CC company and I'm thinking on filing for bankruptcy, should I go to court and settle?

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Answering a collections complaint...

If you deny the amount owed in the Answer that should be enough. You have to asseert and prove "affirmative defenses" but if you have no lawyer...

Should a respondent in State appeals court find cases to support her case?

You should have an attorney representing you. Trying to find appellate case law that supports your position and is authoritative and applicable is...

Can a debt collection attorney seize you account on the premise of a money judgement for the creditor?

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Can i file an order of restraint for phone calls

You should speak to an attorney who practices in the area of the Fair Debt Collections Practices. You probably cannot get a retsraining order on...

Bankruptcy

It depends on the type of tax and the year the tax debt was incurred. Did you file the taxes on time? Was it more then 3 years ago? Income...

Can a civil lawsuit be dismissed through bankruptcy?

Yes. The person filing the lawsuit may try to challenge the dischargeability of the suit, but you have to talk to an attorney about the specific...

If the creditors get a judgment they can garnish the sole proprietorship account. You are probably doing business under a "dba". The dba allows...