Archived
Can the bank garnish my wages for back mortgage payments owed on a house my ex-husband & I own? He lives there & isnt able topay
Theodore's answer
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Answered on June 11, 2010
They will foreclose and if there is a deficiancy judgment they could then garnish wages or freeze a bank account. Contact a bankruptcy attorney in...
Bank is trying to collect discharged mortgage
Theodore's answer
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Answered on June 11, 2010
You filed Bankruptcy to get rid of debt and gain a "Fresh Start" but the creditors won't leave you alone even though you told them you filed! Here...
Archived
Uk owner
Theodore's answer
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Answered on June 11, 2010
If you are sued the creditor can go after any property that is not exempt. You would have to consult with a UK attorney to determine if the asset...
Archived
Chapter 7 and cash
Theodore's answer
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Answered on June 11, 2010
People often ask if they can keep homes, second homes, cars, boats, tax refunds, etc., when they are contemplating Bankruptcy. I always tell them...
Archived
Bankruptcy, not paying mortgage, no home insurance, tenants are renting
Theodore's answer
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Answered on June 11, 2010
If you are not current on the mortgage and filed a chapter 7 the bank will not send you a reaffirmation agreement. You may have to file a chapter...
Archived
NEED CREDITOR ADVICE ASAP! Where should I put proceeds from a disability settlement lumpsum buyout to increase protection?
Theodore's answer
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Answered on June 11, 2010
Talk to your attorney. You must report the settlement to the Court and amend the schedules. If the money is not exempt you do not get to keep it.
Archived
Surplus as related to a discharged bankruptcy...
Theodore's answer
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Answered on June 11, 2010
Is this a chapter 13 or a 7? You could lose all the money if it is a 13 and the Trustee took the funds to distribute to the creditors. If it is...
Archived
Do you think I can get some help from attorney?
Theodore's answer
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Answered on June 11, 2010
Tough to give specifics without looking at the lease, but most leases have conditions that require you to pay for the full term. Options are to...
Archived
Can i include an overpayment balance with unemployment on a bankruptcy?
Theodore's answer
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Answered on June 11, 2010
It must be listed in the bankruptcy but it may not be dischargeable. talk to a local bankruptcy attorney about the local practice.
Archived
Can I sue my ex-husband for not paying a creditor after his bankruptcy?
Theodore's answer
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Answered on June 11, 2010
You have to challenge the dischargeabuility of the debt in the bankruptcy court before you can sue him. If the debt to you is discharged you will...
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