What type of lawer do I need to try and reclaim a property that had no representation during a foreclosure?

Get an attorney right away becaause it looks like you had no legal claim to the property, regardless of the "understandings" of the parties. You...

What financial impact do I need to know before I file for divorce?

Short sale is a fair idea only of the bank releases you from all liability. If there is no equity in the home and you are aabout to divorce you...

If my wife and I filed a chapter 7 bankruptcy jointly, can I file a 13 immediately afterwards to make car payments?

Since the vehicle is in your name only you can file the 13 any time you like. If the vehicle was owned by your wife as well you'd have to waait...

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A payment is considered on time if the letter is post marked on that date

Always pay your debts AT LEAST 5-7 days before the due date. The date you mail the payment does not matter. It is when it is received and...

Had a joint cell phone account and was the primary holder. This account got sent to a collection agency

Whether or not you can ignore them will depend on them. Offer them 25% now and tell them you talked to (but have not yet hired) a bankruptcy...

I am a 1% owner of a LLC if the business goes bankrupt will it effect my credit?

No. If you are just a shareholder and haave not gauranteed any of the debt the company bankruptcy should not have any effect.

Can you file Chapter 13 in Pennsylvania if you live in NY?

I think the advice is incorrect. Venue, or where you can file, can be satisfied by a bank account or a building. The days that the other...

I completed trial period FHA-HAMP modification w/Bank of America Perm. Mod Approved 7/28/12. Still no papers. RCVD Foreclosure.

You must Answer the foreclosure so you do not lose your home. this is a frequent occurance. having the bank accept the modification is an...

My house is being auctioned off on 11/2 by my HOA, i am already in a bankruptcy, what are my options?

The person who purchases the house has to get possession from you. i am not familiar with Florida evictions law, but you become a tennant in New...

I have a discharged chapter 7 in which I did not re-affirm my mortgage. Can I still apply for an Equity Loan down the line?

You can apply, but the bank may not want to lend the money to you because the second mortgage is subordinate to the first mortgage (i.e. if you...