Chapter 7 bankruptcy with no reaffirmation on mortgage

I advise my clients to stay in the house until the foreclosure goes through. Since you are stillon the Deed there is liability related to the...

I received a court summons from a lawyer regarding a payday loan. Is it too late to make payment arangements

You may be able to negotiate but only after you file an Answer so they do not get a default judgment. The first thing you need to do if and when...

Do not cooperate with these guys and do not answer their questions about personal information. The first thing you need to do if and when you...

Does applying for modifiction of a mortgage discharged in bankruptcy create an obligation on the discharged mortgage?

If you did not reaffirm the debt and filed a chapter 7 and got a discharge the banks are probably violating the discharge injunction by trying to...

I converted chap 13 to 7. I'm in the middle of a short sale. 1st mort is on board but 2nd is causing problems. What can I do

You do not have to do anything. Why cooperate with the short sale? It will only help the real estate agent get a commission. the discharge does...

Filed bankruptcy and got a full discharge and surrendered our house. Mortgage Co. won't take over title - are we still liable?

If someone gets injured on the property, if the home becomes a probalem for the municipality because it is not being maintained, you are still...

I have a private student loan that i cannot afford and it has went to a collection agency. Can they garnish my wages?

You should answer the phone every time they call. They can only garnish your wages if they sue you and have a judgment against you. contact the...

The confirmation process is pretty simple. You plan must be feasible and you must commit all of your disposable income. If you are an above...

How is a tax reund applied to the chapter 13 plan

It depends how you draft the Plan and what the practice is locally of the chapter 13 trustee. E.g., our Trustee allows a couple to keep the first...

What will happen to my credit personally and bus (50% owner s-corp) files bankruptcy-loans in bus name/owners personally liable

As a co-debtor on the debt the bankruptcy may end up on your credit report. The lenders could call the entirety of the debt as due, but they will...