Archived
What is the Statue of Limitations for Debts and Collection for the state of Georgia?
Theodore's answer
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Answered on June 26, 2010
Credit reporting is not affected by the passage of the statute of limitations. The SOL in Georgia is:
Personal Injury: Most actions for...
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Archived
What is criminal trepassing
Theodore's answer
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Answered on June 26, 2010
Contact the local police. This may very well be criminal.
What Are Debt Collectors Allowed to Do to Collect Debts? A: In general, debt...
Archived
When will I be kicked out of my home now that my Chapter 7 bankruptcy has been discharged?
Theodore's answer
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Answered on June 26, 2010
Stay in the house until the bank gives you a notice that the foreclosure sale has been completed and they are requesting that you vacate.
Archived
Ex wife filing chapter 7 in North Carolina.
Theodore's answer
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Answered on June 26, 2010
If you were not a co-debtor and gaurantor and the dicorce paperwork does not create any obligation to pay then you should be good to go.
Archived
How do I file suit against someone who owes me more than 10K?
Theodore's answer
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Answered on June 26, 2010
You have to file a complaint in the court of general jurisdiction in your county. Have the court issue a subpoena and properly serve these...
Archived
What is individual surety
Theodore's answer
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Answered on June 26, 2010
That probably means that you gauranteed the loan. If the loan is in default, leading to a foreclosure, the bank can seek recovery of any losses...
Archived
Wil my soon to be ex's forclosure and bankruptcy effect my home and credit?
Theodore's answer
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Answered on June 26, 2010
Your credit is pretty bad if a home is in foreclosure and you are on the loan and mortgage. The ex's bankruptcy will appear on your credit report...
Archived
Summons recvd-20day resp as of 06-25-10.cert mail w/law firm 1yr and cnting. Can I resp cert mail again? Leagal rep needed?
Theodore's answer
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Answered on June 26, 2010
The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...
Archived
My husband and i file for bankrupsy 2 years ago and we use to own a home and lost it after this bankrup can we purches a home
Theodore's answer
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Answered on June 26, 2010
Most lenders will want you to wait for two years before they will lend you money. Depending on your current income to debt ratio and the amount...
I was served a summons, how do I know if it is legitimate?
Theodore's answer
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Answered on June 26, 2010
It is legitimate if there is an case number or index number. You can also determien if there is a suit when you Answer the complaint and file the...
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