Archived
Should I file bankruptcy before or after a sue? It is a car loan debt of about 17,000 dollars. Please help
Theodore's answer
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Answered on November 28, 2012
If you get sued make sure you file an Answer so they cannot immeiately get a default judgment. When you should file will depend on ALL of your...
Archived
Filed Chapter 7 and was discharged in July 2011, I never reaffirmed. My mortgage is upside down and do not qualify for Hamp loan
Theodore's answer
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Answered on November 28, 2012
Walking away will not affect your cvredit because you did not reaffirm and haave already filed bankruptcy.
The banks all have their own policies...
Archived
Bancruptcy Law Question
Theodore's answer
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Answered on November 28, 2012
If you set this up to avoid the bankruptcy process and are lying, then you should not do it. If Mom is really looking after the kids and you pay...
Archived
How do I collect personal debt from an LLC?
Theodore's answer
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Answered on October 26, 2012
You have to find property the individual owns, or you may be able to sue the LLC and argue that you should be able to 'pierce the corporate viel"...
Archived
When does a return check go from civil to criminal. if its been sent to a collection agency
Theodore's answer
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Answered on October 26, 2012
It's only a crime if at the time you wrote the check you did not intend to pay it. Threaatening criminal sanctions is illegal, unless the...
Archived
Do both spouses get to take Federal wildcard exemptions?
Theodore's answer
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Answered on October 26, 2012
Yes. You each get the seperate set of exemptions.
Archived
Secured or Unsecured note?
Theodore's answer
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Answered on October 25, 2012
Assigning the mortgage or note is not a violation of the stay. The note is secured by the mortgage.
Archived
Im not on loan husband is - he got house in divorce now its in foreclosure and they named me in complaint he didn't convey title
Theodore's answer
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Answered on October 24, 2012
No. There is no innocent spouse defense on a foreclosure. They are naming you because you live there and they are seeking possession. They would...
Archived
I am currently a tenant of a condo. I have lived there and have been paying rent for 8 months. I was served foreclosure papers?
Theodore's answer
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Answered on October 24, 2012
There is a law that will protect any tenant when the property they are leasing ends up in a foreclosure or bankruptcy.
The Protecting Tenants at...
Archived
I am in foreclosure and don't want to lose my home.What should I do?
Theodore's answer
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Answered on October 24, 2012
If you cannot afford the house it is unfortunate but you will lose it.
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