Mortgage Modification

Try working with the bank directly. There are also non-profits that help people. If you cannot handle the stress or the application process hire...

Can my mortgage lender (credit union) garnish our wages for a deficiency balance after they have foreclosed on our property?

Generally, adeficiency judgment may be not obtained using thenon-judicial foreclosure process when a property in foreclosure is sold at a public...

All mortgage papers are in my name only. Can my spouse be named as a Defendant in a Complaint to Foreclose?

Yes. They are adding her to make sure that if she has any claim it is adjudicated. You will also note that they probably added Jane and or John...

Our loan has already been modified and they still served foreclosure papers on us, is that right

Has your loan been modified or have the just accepted you into the program? These are different things. The right hand does not know what the...

A lis pendens is the document that is filed by the mortgage company when the file the complaint for foreclosure with the court. you will want to...

I need to relocate out of city more than 50 miles away for work. i need to short sale my mortgage. how soon can i buy another

That will depend on the policy of the bank that you go to for a mortgage and the state of your credit report.

Still pay them rent or move out? Illegal entry my

Contact the landlord and get a release from the lease before you move out. The property may be sold as an investment so maybe there will be a...

Can we lose our house if we default on our second mortgage?

You can redeem the second and first mortgages by filing bankruptcy. Although it is relatively rare for the second mortgage to sue when the debtor...

Should I be concerned over a summons to dispute a creditcard judgement against me?

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

I live in Rogers County. A bill collector filed a judgement against me in Tulsa County. Shouldn't this be filed in Rogers Co?

It depends on the location of the two counties and the court where you were sued. If the counties touch each other (i.e. are contiguous) then it...