Questions answered by Theodore Lyons Araujo

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Is a teacher's 1st and 14th Amendment rights violated?

Theodore's answer | Answered on July 12, 2010

Based on this summary I see no first amendment violation. Why do you think the 14th amendment is implicated by the reassignment of a teacher who...

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What court do you sue under the Fair Debt Collection Practices Act

Theodore's answer | Answered on July 12, 2010

Usually the local Federal District Court.

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If I cosigned for an apartment for my son and he bailed, how long will that be on my credit report?

Theodore's answer | Answered on July 12, 2010

Failure to pay a lease will be on your credit report for seven (7) years. They may also sue you for the remainder of the lease. The first thing...

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Is it safe for my parents to buy an equity stake in a retirement community that is emerging from bankruptcy?

Theodore's answer | Answered on July 12, 2010

You need to hire an attorney to review the requirements for the "escrow". An escrow account can be held by anyone, why not your parents attorney. ...

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Can I include a 2005 State tax debt in my 2009 bankruptcy that has already been dismissed in 09?

Theodore's answer | Answered on July 12, 2010

Can't answer the question with the facts presented. Income Taxes are (possibly) dischargeable in bankruptcy if they are for taxes that became...

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I have a citation.

Theodore's answer | Answered on July 12, 2010

If they sue you and you do not answer they will get a judgment and that will damage your credit. If you pay them they will close the case.

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I am receiving calls from debt collectors on my cell phone for a person who (seemingly) had this number before me.

Theodore's answer | Answered on July 12, 2010

There is no do not call list for debt collectors. Provide the information so they can verify it and they will leave you alone. They probably...

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I received a citation.

Theodore's answer | Answered on July 12, 2010

They will only close the case after you failt oanswer and they get a judgment. Then they will negotiate with you and get as much money from you as...

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How can I get my credit card debt settled?

Theodore's answer | Answered on July 12, 2010

The judgment is probably too old to vacate (go back and get it overturned). have you considered bankruptcy? Now that they have you with the...

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1.)Can you tell me if such a law exists, and if so the statute, so I can go look it up ?

Theodore's answer | Answered on July 12, 2010

You should be aable to get a free credit report at annualcreditreport.com. You cannot sue them in small claims court. It is very difficult to...

Theodore Lyons Araujo's Answers (8812)

Is a teacher's 1st and 14th Amendment rights violated?

What court do you sue under the Fair Debt Collection Practices Act

If I cosigned for an apartment for my son and he bailed, how long will that be on my credit report?

Is it safe for my parents to buy an equity stake in a retirement community that is emerging from bankruptcy?

Can I include a 2005 State tax debt in my 2009 bankruptcy that has already been dismissed in 09?

I have a citation.

I am receiving calls from debt collectors on my cell phone for a person who (seemingly) had this number before me.

I received a citation.

How can I get my credit card debt settled?

1.)Can you tell me if such a law exists, and if so the statute, so I can go look it up ?