In Texas, if you have a judgement against you can they still harrass you for money

They can still call to collect event though they have a judgment. They cannot garnish wages. WAGE GARNISHMENT EXEMPTION: 100% of wages are...

If you are retiring and co sign on a student loan for your grandchild can they garnish your wages.

They can garnish wages and freeze bank accounts. Virginia uses the federal law below. The amounts that can be taken from your wages to satisfy...

Can i stop a sale on my property the day before the sale date by filing chapter 13

Yes, but that is cuting it pretty close, and only of it is the first bankruptcy case in the last year.

Credit Card statute of limitations in Virginia

STATUTE OF LIMITATIONS FOR ENFORCEMENT: Open Account (credit card): 4 years (2 yeas if not in writing) Written Contract:...

Yes. They can refuse to accept a personal check.

In which schedule should I reported an equity line of credit in order to avoid paid that credit?

You may have wanted to put it in schedule "F" if you think it is unsecured.

Can I open an account in an out of state bank that creditors can't get to?

The judgment against you can only attach funds in the jurisdiction where it is filed with the Court Clerk. If you have assets outside that...

I put a deposit (contract) marina,on a boat,motor,advertised as 2005. Later to find out it is a 2004,approx-$1500 less in value

You can ask for a reduction in the price or you may be able to void the contract since there may have been a material misrepresentation. See an...

Does the Bankruptcy automatic stay apply if I am in Civil litigation with the FTC?

In part the answer to this question depends on the charges that are against you. The automatic stay does nto apply to every charge. This will...

Filing chapter7 do we need to go from a sole proprietor to a LLC to protect business income for the next 6months to a year?

When you file chapter 7 as an individual you must stop doing business using the current phone number, d/b/a, etc. When you own a company the...