After filing Chapter 7, one of my creditors raised my rate and payment amount, more than doubling the payment. Is that legal?

Student loans are not dischargeable in bankruptcy. They are not supposed to send collection notices but they can increase the penalties and...

How to answer a credit card lawsuit

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Can a third party debt collector offer conciliation or mediation without filing a lawsuit?

Yes they can offer to settle, and no, getting help collecting your debt is not a violation of the FDCPA. The colelction notice may violate the...

Is a husband responsible for a judgement against his wife.? I got judgement and am now trying to collect from husband

Questionable as to whther or not you can sue the husband on the lease because the sevices were not provided. You could allege that he was an...

Does anyone know of anyone that will help with Bankruptcy for low income families?

Call the lawyers that advertise in your area. Tell them what your gross income is and your assets and ask them if they will consider doing the...

What are rights after joint bank acct funds have been garnished from Midland LLC representing a repurchased credit card co.

When you own something jointly that means each person owns the entirety. Here are the NJ exemptions that protect you against judgments: WAGE...

Can disability be touched by warent in debt by credit card company

I do not know what a warrent in debt is but here are the bankruptcy exemptions in your state. The are undoubtedly the exemptions (i.e. stuff you...

What is the statue of limitations on a debt filed in court on 6/28/10 with a last payment date of August 2007

"Debt filed" do you mean a judgment was filed? STATUTE OF LIMITATIONS ON ENFORCEMENT: Open Account (credit card): 4 years ...

No. You have to use the fair market value of the asset to prevail in the lien strpping motion, unless no one objects to the valuation.

Can I collect unemployment if I quit my job?

There is such a thing in NY as constructive termination for the purpose of unemployment rights. However, you should sit down with an employment...