Archived
What options do I have if a person who has signed a promissory note for a personal loan is about to file bankruptcy?
Theodore's answer
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Answered on July 24, 2010
Don't assume they will file bankruptcy just because they tell you they will. many people choose not to file even though they should. seek the...
Archived
If surrendering real estate
Theodore's answer
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Answered on July 24, 2010
We cannot tell you where you will choose to live if you surrender both properties. it is unlikely that the rolled over mortgage will yield a...
Filing a Chapter 7 Bankruptcy after a Chapter 13 is dismissed
Theodore's answer
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Answered on July 24, 2010
While you must wait at least 8 years between filing two chapter 7 (11 USC § 727(a)(8)) bankruptcies (assuming you got your discharge) you need only...
Archived
Can I exempt 10k in chp 7, even if: bought home before we were legally married; house in my name only; and husband not filing?
Theodore's answer
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Answered on July 24, 2010
Alabama Bankruptcy Exemptions
Assets Exemption State Statute
Homestead Real property or a mobile home: up to $5,000 for property that...
Archived
Having a Case Dismissed
Theodore's answer
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Answered on July 24, 2010
The parties to the lawsuit should be listed in the bankruptcy. When you get the discharge it is up to them to dismiss the case unless it was...
Archived
If a company is trying to get a judgement for money, and i receive badgercare and foodstamps. Can they garnish my wages.
Theodore's answer
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Answered on July 24, 2010
Wage garnishment actions are considered separate actions under Wisconsin Statute, requiring the payment of a filing fee and issuance of the...
Archived
NON paid hoa dues by person with dementia
Theodore's answer
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Answered on July 24, 2010
The HOA dues are technically an obligation of the property. If you own the property you do not have to be able to consent to a loan or contract in...
Can alimony be garnished for non payment of credit cards debts_
Theodore's answer
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Answered on July 24, 2010
Virginia Wage Garnishment
Virginia uses the federal wage exemption.
The maximum part of disposable earnings of an individual for any...
I just opened a Chase bank account and the bank took all my money because of an unpaid credit card debt.
Theodore's answer
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Answered on July 24, 2010
You should contact a local attorney who practices bankruptcy. i find it difficult to believe that having acquired the debt the bank was able to...
Archived
A levy has been placed on our joint bank account(my husband+myself). What type of motion do I need to file with which NJ court?
Theodore's answer
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Answered on July 24, 2010
When you find out that a judgment has been entered against you, normally by discovering that your wages are being garnished or the bank account has...
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