Archived
Can i include my husband's debts ( in collection company ) except his income when i file bankruptcy chapter 7 singly ?
Theodore's answer
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Answered on March 07, 2013
You must include his income and expenses and your bankruptcy will do nothing about his liability for debts.
Archived
How do I file for bankruptcy in NY ? How much does it coast ?
Theodore's answer
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Answered on March 07, 2013
It depends on the type of bankruptcy and the reasons you are using bankruptcy. Chapter 7 11, or 13? the costs between the three vary widely.
Archived
Can I keep my house if I file for bankruptcy ?
Theodore's answer
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Answered on March 07, 2013
Yes. What happens will depend on the amount of equity you have.
Archived
I filed a chapter 7 bankruptcy in 2007. Can I file again this soon?
Theodore's answer
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Answered on February 19, 2013
While you must wait at least 8 years between filing two chapter 7 (11 USC § 727(a)(8)) bankruptcies (assuming you got your discharge) you need only...
Archived
Had chapter 7 a couple of years ago. We did not reaffirm on 1st or 2nd mortgage. After avyear of fighting with first mortgage we
Theodore's answer
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Answered on February 19, 2013
Stay in the house until your name is off the Deed because you do not want fines from violations of building codes. You aree not liable for...
Can a tow company effect my driver's license in anyway if I'm the title holder and don't pay their fees here in NY?
Theodore's answer
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Answered on February 19, 2013
There are a number of things that can result in the termination of your drivers license but I think the only remedy the towing company has is to...
Archived
Can I be taken to court over a credit card debt that I haven't paid on in over 5 years? Will the courts continue with it?
Theodore's answer
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Answered on February 19, 2013
Threatening you with a law suit when they have no intention of suing is a violation of the Fair Debt Collection Practices Act. You should seek...
Archived
I live in Ohio and am considering a chapter 7 bankruptcy. I have a 02 Harley which is paid for will I be required to forfeit it?
Theodore's answer
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Answered on February 19, 2013
People often ask if they can keep homes, second homes, cars, boats, tax refunds, etc., when they are contemplating Bankruptcy. I always tell them...
Archived
How do I collect a default judgment against a co when only co name is listed as defendant and can they reopen it
Theodore's answer
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Answered on February 19, 2013
You have to convert the arbitration award to a judgment. Collecton of a judgment depends on the assets you know of and how you can attach them. ...
Archived
Can I sue my ex-husband who resides in another state for his back taxes that IRS made me pay?
Theodore's answer
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Answered on February 19, 2013
You can sue him but you may have to sue him iin Oregon.
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