Confused about consultation. is this fraud?

You should trust the advice of counsel. Often you (the debtor) will benefit from having a non-filing significant other. The inclusion of this...

A judgement from a bank due to fees incurred after we closed the account was apparently sold to a collection agency.

Why short sell the home? The only people who benefit are the realtor and the purchaser? Here are some Quick Facts about foreclosure in...

Bankruptcy and property liens.

The lien will look like it is encumbering title to a bank. Legally, after bankruptcy, the lien cannot be collected, nor is the debtor liable for...

About credit card

Answer the phone every time it rings. Tell them you do not have any money and cannot pay. DO NOT give them any bank account information. The...

Is it possible for a lawyer/collection agency to achieve judgment without serving a summons?

Depending on State law you can be served at your last know address; you can be served by publication in the newspaper that you do not read, or you...

A closed case is a case that is administratively inactive. If you did not receive a Discharge then you still owe the debts that were listed in the...

My friend has a small business loan that has a lien on his house...

If the equity he has in his home is equal to or less then the exemption amout for the home in Oregon he should not lose the house. he will have to...

How can a judgement be satisified in the state of washington

The judgment has to be paid. Contact the judgment holder. If you are the judgment holder and want to get paid contact a collection attorney to...

I have a levy on my bank account for a past due medical bill of $37,000, should i apply for bankruptcy?

There are a number of ways you can be served, but even if service was flawed there is now a judgment against you. You can try and vacate the...

Do I need an attorney or try to settle this dispute in small claims court?

You can sue your friend in small claims court. While you can do this without an attorney it is perilous. You gauarnteed the loan so you have an...