Archived
What can student loan companies calling to collect a debt disclose to family members that answer the phone?
Theodore's answer
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Answered on November 30, 2010
Contacts with third parties (someone other then you) are controlled by the following statute. FDCPA §804(3) says: A debt collector shall not...
Archived
What is the duty of a lawyer to disclose they have a Chapter 7 bankruptcy pending?
Theodore's answer
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Answered on November 30, 2010
Anyone who files bankruptcy has a duty to disclose all litigation or potential litigation that they may bring or which they are engaged. It is not...
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Archived
How do you protect yourself against an imminent creditor?
Theodore's answer
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Answered on November 30, 2010
The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...
Archived
Bankruptcy-
Theodore's answer
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Answered on November 30, 2010
Anyone can file bankruptcy. I have a number of clients who could pay their debts if they sold their property, but they pay 100% of the debt off...
Can I keep proceeds from a life insurance policy if I have filed Chapter 13 bankruptcy?
Theodore's answer
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Answered on November 30, 2010
Talk to your attorney to determine if life insurance proceeds are exempt in your case and State.
Here is a list of some of the exemptions in...
Archived
Can the trustee request to get my tax return for 2010?
Theodore's answer
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Answered on November 30, 2010
The trustee will get the prorated amount of the tax refund up to the dte you filed. Check with your attorney to see if you qulify for a cash...
Archived
It is fraudulent in florida to rent out unoccupied home if it's going into foreclosure. Property has 2 different bank liens
Theodore's answer
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Answered on November 30, 2010
When you are a tenant and the property you live in is in foreclosure, or the landlord has filed bankruptcy you need to keep a couple of things in...
Archived
How do i get my name taken off an apartment foreclosure?
Theodore's answer
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Answered on November 30, 2010
You were sued because you are in possession of the estate. Contact the attorney suing you and see if they will agree to a voluntary dismissal and...
Archived
Foreclosure:
What is the legal obligation of the bank in foreclosure? Can the bank foreclose without a sale notice in advance?
Theodore's answer
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Answered on November 30, 2010
Here are some Quick Facts about foreclosure in California
- Judicial Foreclosure Available: Yes
- Non-Judicial Foreclosure Available: Yes...
Archived
Notice of dismissal
Theodore's answer
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Answered on November 30, 2010
The case is over but they may file the same case in the future.
The first thing you need to do if and when you get sued is file an Answer. The...
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