I received a demand letter from an Attorney's office who is acting as the collector for a company whom I owe money. I fell behi

Do not sign the agreement. If they sue you then you should answer the complaint. The first thing you need to do if and when you get sued is...

When you find out that a judgment has been entered against you, normally by discovering that your wages are being garnished or the bank account has...

Can a college hold your transcripts for outstanding balance when you paid off the debt to a collections agency?

You have a practical and a legal problem. The best answer is to probably pay the money so you can get your transcript because the amount is very...

Should I continue to pay if my account been charge off? what can I do to keep my car?

Be careful of attempts to repossess the vehicle. It is unlikely that the creditor will accept payments if the loan has been charged off. It is...

Own 3 rental properties. all are fincanced with home equity lines of credit. cant keep renters to pay expenses

When you file Bankruptcy you create a financial estate. That estate is “administered” by a Trustee. There are very different paths to the same...

I have a debt that was referred to an attorney's office and I have been served. I have contacted the law office to try to broker

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Itemizing exempt property on sched C

You could list the tools in a general description with enough specificity to isdentify sets, etc., and then provide a list of the actual tools to...

Can you get credit after your 341a meeting and will it affect your discharge?

You are not supposed to apply for any credit during the pendency of your casse. It will not affect your discharge if you are able to get...

If you are joint with your mother on a car loan and your mother files chap 13, are you still on the hook for the car loan?

If the car is being paid through the Plan you will still be responsible for any deficiency on the note. If the vehicle is surrendered the...

I Loaned Two Good Friends Money And They Refuse To Payback What Could I Do To Collect?

When deciding if you should sue someone there are two essential requirements. First, did the person who you think violated your rights have a duty...