Archived
What type of lawyer would best help me if I live in the US and have bad debt on a Canadian credit card?
Theodore's answer
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Answered on May 13, 2013
Your US bankruptcy would discharge the canadian debt, unless there was fraud or some specific reason why it would not be discharged under the code....
Archived
Would my cosigner on an auto loan still be liable on the loan if he does not enter into a reaffirmation agreement.
Theodore's answer
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Answered on May 13, 2013
Co-signor liability is unaffected by your bankruptcy filing.
Archived
Chapter 7 bankruptcy and I am a beneficiary on my dad's IRA accounts and there is a bank account that in trust for me.
Theodore's answer
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Answered on May 13, 2013
Inhereted IRA's are a contentious area of the law and they need to be examnined carefully. There are exemptions for trusts, but again, that issue...
Archived
Using exemptions on a car
Theodore's answer
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Answered on May 13, 2013
If you live in New York state and do not own a home, then you can use either NY or Federal Law to exempt the vehicle. If you use federal law you...
Archived
How to strip a lien after bankruptcy
Theodore's answer
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Answered on May 09, 2013
We also charge to bring the 522f motion that vacates and strips the lien. The creditor has to be served with the motion. It is a rather technical...
Archived
What does Chapter 7 bankruptcy do for a house that is beyond being modified?
Theodore's answer
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Answered on May 08, 2013
Chapter 7 relieves you from liability under the Note, but you are still on the Deed. If you file 7 do notleave the house until the foreclosure is...
What does "Writ of Execution is being released" mean?
Theodore's answer
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Answered on April 20, 2013
I agree. They keep the money from the bank and release any lien on personal property they may have attached as a ressult of filing the lien.
Archived
I had a default judgment filed against me in a community property state a few years ago and even though I was unmarried
Theodore's answer
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Answered on April 20, 2013
This is not a bankruptcy question. If there is a defaault judgment againsst you that means you did not file an Answer and defend the case on the...
Archived
Is medical balance billing legal in florida? length of time a provider has to balance bill in FL? What is the statute#?
Theodore's answer
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Answered on April 20, 2013
This is not a bankruptcy question. You should post it in an insurancce section, or contact your local bar association so the expertise you need...
Archived
I received a letter stating we were in default on our mortage and have 30 days to pay $5000. We are applying for a loan mod
Theodore's answer
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Answered on April 20, 2013
My experience is the banks tell you to ignore the foreclosure because you are in a loan modification program, and then you lose your house. You...
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