Archived
Can a lender which purchased my loan but never executed a recorded deed of trust legally foreclose on my property?
Theodore's answer
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Answered on December 05, 2010
Here are some Quick Facts about foreclosure in California
Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: Yes...
Archived
Do I have a leg to stand on regarding a foreclosure if I wasnt allowed "Process in a court of Law"
Theodore's answer
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Answered on December 05, 2010
If you cannot come current on the mortgage and cannot ultimately afford to make the payments and come current you will lose the house.
Here are...
Archived
I have a lien lawsuit filed against a development that has been taken over by the lenders. Will foreclosure affect my case?
Theodore's answer
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Answered on December 05, 2010
If the property is foreclosed your lien will likely be stripped and the property sold at foreclosure without any lien and without compensation to...
Archived
Is loan modification an option after an attempted foreclosure that was unsuccesful in Georgia?
Theodore's answer
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Answered on December 05, 2010
The only two parties that can do a loan modification are the lender and the borrower. You must have your relative contact the bank to determine if...
Archived
Is a mortgage assignment legal in Georgia?
Theodore's answer
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Answered on December 05, 2010
Mortgage asssignments are allowed in every State. Some people are using the defense of an improper assignment of the mortgage to keep the bank...
Archived
I read three case laws that banks cannot accrue interest after filing foreclosure.., now I can't find where I read that?
Theodore's answer
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Answered on December 05, 2010
Normally the judgment after foreclosure carries interest at the rate in the mortgage or at a judicial rate. Here are some Quick Facts about...
Archived
I am trying to locate home owners who have received their Notices of Default on their mortgages.
Theodore's answer
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Answered on December 05, 2010
You can get the forwarding addresses from the post office. If there is a specific county you are interested in you can contact the Clerks office...
Archived
I got a forclosure notice on my primary residence. I would like to keep my rental. Can i ?
Theodore's answer
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Answered on December 05, 2010
Unless they are under the same mortgage and are both being foreclosed the one foreclosure does not affect the other property. You may lose the...
Archived
Would Loan Modification from the same lender of the original purchase money loan impact my Anti-Deficiency protection?
Theodore's answer
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Answered on December 04, 2010
A note regarding Deficiency Suits: A lender may not bring a deficiency suit against a person who lost a property that is 2.5 acres or less at a...
What happens to creditors who don't file a claim in my Chapter 13; I won't receive a discharge due to a previous Chapter 7?
Theodore's answer
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Answered on December 04, 2010
If the unsecured claims were discharged in the chaper 7 they cannot come back after you because they were not in the chapter 13. Keep in mind too...
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