Archived
I am being sued for more than my insurance will cover for a pedestrian accident. What options do I have?
Theodore's answer
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Answered on December 22, 2010
Make sure you report everything to your insurance company and work closely with the lawyer they have who will represent you. Don't worry about...
Archived
My husband got served papers for his parents' foreclosure. This may be because he shares a name with his dad. How do we respond?
Theodore's answer
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Answered on December 22, 2010
You got the papers because the lender thinks you have an interest in the property. Odds are that your in-laws are wrong and they have been served...
Archived
My loan company is threatening to garnish my check. They wont except any payment from me unless it is the amount they want.
Theodore's answer
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Answered on December 22, 2010
The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...
Archived
Resident requirement for federal bankruptcy exceptions
Theodore's answer
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Answered on December 22, 2010
If you had a place in both states the entire time you may be able to use either set of exepmtions, however, if it is true that you were domiciled...
Archived
How do i get a credit collector let me make payments on a car that was turned back into the bank.
Theodore's answer
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Answered on December 22, 2010
They do not have to negotiate and may just sue you. ALL negotiations should be in writing and you should get the terms in writing and a...
Archived
Quiet Title action in Chapter 7?
Theodore's answer
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Answered on December 22, 2010
Pretty rare becuse the mortgge lender is a secured party. What is the basis of the motion or action to quiet title?
Archived
Do I need to file a motion to return funds or start an adversary proceeding to get back funds that were garnished after filing?
Theodore's answer
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Answered on December 22, 2010
Send the demand letter right away. The pressumption period is 90 days before you filed. If you have to bring an adversaary hire a lawyer. Make...
Archived
I have an account that was owned by Washington Mutual that was discharged in Chap 7 before Chase acquired the loan.
Theodore's answer
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Answered on December 22, 2010
Contact your attorney. After the liability is dischaarged the banks are no longer allowed to continue to report but old reporting may stay on the...
Archived
During a credit card lawsuit can a company subpoena records from companies you did business when not the issueing company.
Theodore's answer
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Answered on December 22, 2010
If there is a legal reason for them to get discovery yes they can subpoena records. If you filed bankruptcy they are probably trying to gather...
Archived
Discharged debts being reported by third parties.
Theodore's answer
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Answered on December 22, 2010
You filed Bankruptcy to get rid of debt and gain a "Fresh Start" but the creditors won't leave you alone even though you told them you filed! Here...
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