Archived
Divorced two years. Just got bill from collection agency for ex spouses unpaid bill from when we were married that I didn't know
Theodore's answer
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Answered on December 31, 2010
The divorce agreement, decree or judgment supposedly settled the rights and obligations between you and the former spouse. However, it does not...
Archived
Is a Credit Card company allowed to take a homesteaded property in the state of Texas
Theodore's answer
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Answered on December 31, 2010
The length of the homestead does not matter. The judgment will create a lien.
The first thing you need to do if and when you get sued is file...
Archived
Bankruptcy Question - I have approximately $115k in credit card debt and most of the credit cards are in my name alone.
Theodore's answer
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Answered on December 31, 2010
You are not allowed to have credit cards or a line of credit if you are in a bankruptcy. If your wife does not file her liability for the debt...
Archived
What is a pre-trial conference?
Theodore's answer
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Answered on December 31, 2010
A pre-trial conference is set up to schedule the discovery and set dates by which the trial will occur and all motions and amendments to the...
Archived
Foreclosure- Wells Fargo Bank called today and said they were cancelling payment arrangements I had for the end of this month
Theodore's answer
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Answered on December 30, 2010
Yes. The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an...
Archived
Filing chapter 7 soon but I need to finance a vehicle 1st. Will this be a problem? Do I need to wait a certain amount of time?
Theodore's answer
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Answered on December 30, 2010
Get the vehicle before you file bankruptcy. there is nothing wrong with this but make sure you make your first payment on the vehicle and get the...
Archived
I just got sued by a debt collector I'm inrolled in a debt settlement program what can I expect when showing up to court?
Theodore's answer
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Answered on December 30, 2010
The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...
Archived
I just got sued by a debt collector I'm inrolled in a debt settlement program what can I expect when showing up to court?
Theodore's answer
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Answered on December 30, 2010
For people asking about debt settlement companies, below is a summary of the recent General Accounting Office Report, and the website where the...
Archived
What happens if after my exception for wage garnishment is submitted?
Theodore's answer
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Answered on December 30, 2010
If you show the required "head of household" standard then 100% of your wages are exempot. You must report this to your employer, who must stop...
Archived
I have an investment house going into foreclosure in FL 2010. I declared bankruptcy in 2009. Can I get a "deficiency judgement"?
Theodore's answer
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Answered on December 30, 2010
Here are some Quick Facts about Foreclosure in Florida: http://www.foreclosurelaw.org/
Judicial Foreclosure Available: Yes
Non-Judicial...
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