Questions answered by Theodore Lyons Araujo

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My husbands name is on the loan only, but both of ours is on the deed. I received a foreclosure notice, do I have any rights to

Theodore's answer | Answered on January 01, 2011

You are not on the loan so you cannot take over the payments without the consent of the bank. Quick Facts - Judicial Foreclosure Available:...

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I purchased a property before I became married. Due to loss of employment I can no longer afford the property. The property is

Theodore's answer | Answered on January 01, 2011

Not unless she did something to gaurantee the debt or was on the original mortgage. REQUEST: Please give this answer a "thumbs up"(below) if you...

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Can a second lienholder file a deficiency judgement after the first forecloses when both loans are with the same bank?

Theodore's answer | Answered on January 01, 2011

- Judicial Foreclosure Available: Yes - Non-Judicial Foreclosure Available: Yes - Primary Security Instruments: Deed of Trust, Mortgage...

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I have been making payments on an hequity line of credit that had been included in our bankruptcy in 2005. I did not find out

Theodore's answer | Answered on January 01, 2011

If the home equity line was perfected as a security interest then it will have to be paid. If you did not reaffirm it and it was never secured by...

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Who pays the property taxes and condo fees following Chapter 7 bankruptcy?

Theodore's answer | Answered on January 01, 2011

Quick Facts - Judicial Foreclosure Available: Yes - Non-Judicial Foreclosure Available: Yes, with restrictions - Primary Security...

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I sold a truck to step grandson in good faith and he is refusing to pay for it what do I do

Theodore's answer | Answered on January 01, 2011

Does not sound like a legal problem unless you want to sue him. Won't your family pressure him to pay or return the vehicle?

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Is the spouse of a deceased credit card holder responsible for his debt if spouse was not on card in NYS.

Theodore's answer | Answered on January 01, 2011

The spouse is not normally individually liable unless it was a joint account or both spouses were gaurantors, but the estate of the deceased spouse...

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Charged an extra $15/mo by VERIZON, they promised to credit but did not

Theodore's answer | Answered on January 01, 2011

You sould monitor your credit report because this could be reported and hurt your credit. In disputes like this it is better to pay the charge and...

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Just a simple question.my mother is the oldest child of my grandparents

Theodore's answer | Answered on January 01, 2011

"Debunked" is not a legal term and I do not know what you mean. If beneficiaries of an estate are moving in the probate court to remove your...

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How many days must be given, if the Court grants a foreclosure in the State of Colorado?

Theodore's answer | Answered on January 01, 2011

Quick Facts - Judicial Foreclosure Available: Yes - Non-Judicial Foreclosure Available: Yes - Primary Security Instruments: Deed of...

Theodore Lyons Araujo's Answers (8812)

My husbands name is on the loan only, but both of ours is on the deed. I received a foreclosure notice, do I have any rights to

I purchased a property before I became married. Due to loss of employment I can no longer afford the property. The property is

Can a second lienholder file a deficiency judgement after the first forecloses when both loans are with the same bank?

I have been making payments on an hequity line of credit that had been included in our bankruptcy in 2005. I did not find out

Who pays the property taxes and condo fees following Chapter 7 bankruptcy?

I sold a truck to step grandson in good faith and he is refusing to pay for it what do I do

Is the spouse of a deceased credit card holder responsible for his debt if spouse was not on card in NYS.

Charged an extra $15/mo by VERIZON, they promised to credit but did not

Just a simple question.my mother is the oldest child of my grandparents

How many days must be given, if the Court grants a foreclosure in the State of Colorado?