I am 3 years into a 5 year Chapter 13 bankruptcy for medical bills (cancer) and want to file a motion for hardship discharge.
Theodore's answer
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Answered on January 10, 2011
If I were you i would dismiss the current case. If you get a Discharge in this case that will not get rid of the post petition debts. Wait until...
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The new social security debit cards
Theodore's answer
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Answered on January 10, 2011
Yes. First, no one can garnish those accounts. Second, all social security is safe because it is exempt from attachment under Federal...
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How do I go about writing a response to a summons and complaint for credit card debt that was taken care of.
Theodore's answer
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Answered on January 10, 2011
The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...
How long after filing bankruptcy will a wage garnishment be stopped and what are the procedures in getting it stoped.
Theodore's answer
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Answered on January 10, 2011
When i file a case with an active garnishment i send a fax right after I file the case to the lawyers who placed the garnishment; the employer and...
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I am right now unemployed. I have some saving and would like to refinance to lower my monthly payment. d
Theodore's answer
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Answered on January 10, 2011
No bank will refinance your mortgage unless you have a source of income. If you could get someone to gaurateee the debt who has assets and income...
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Would like to refinance to take advantage of low interest rates and lower my monthly payment
Theodore's answer
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Answered on January 10, 2011
No. You have to have a source of funds and income to be able to refinance or modify your mortgage.
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Converted former residences to rental properties. Can I file a non-consumer bankruptcy?
Theodore's answer
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Answered on January 08, 2011
No. You cannot file a chapter 11 as a business. Only a corproation can do that. As an individual you may have to file a chapter 11 if you are...
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My husband is listed as a plantiff along with myself on a summons regarding credit card debt. Is it legal for them to do this?
Theodore's answer
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Answered on January 08, 2011
The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...
Archived
I had a collection agentcy sue me and got a judgement. What happens now?
Theodore's answer
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Answered on January 08, 2011
You must cooperate and tell them where your assets are so they can take them and satisfy the judgment. That or you can file bankruptcy and likely...
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Further to no asset bankruptcy question
Theodore's answer
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Answered on January 07, 2011
Well, the amendment to the claims could be denied. The reason they are back to ameend is that the lawsuit could (should?) have been dismissed with...
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