Archived
Was served on Dec 27. Two different respond-by date 20&30 days. Which one to honor? Any difference if I answer or lawyer?
Theodore's answer
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Answered on January 11, 2011
If you got the papers at your house use the shortest period in which to answer.
The first thing you need to do if and when you get sued is file...
Archived
I live in CA and want to file for chapter 7 I own a house in NJ, can I claim an exemption if so which one would benefit the most
Theodore's answer
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Answered on January 11, 2011
You may be able to file in New Jersey. To protect equity in the home you would have to chose the Federal exemptions as NJ has no homestead...
Archived
Will filing chapter 7 damage my familys credit
Theodore's answer
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Answered on January 11, 2011
If you are on the Deed you own the house. Period, and it will have to be included in your bankruptcy.
Good Luck!
REQUEST: Please give this...
Archived
Does bankruptcy included HOA(not a condo) delinquent fees,legal fees and property now in foreclosure as result.I am unemployed.
Theodore's answer
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Answered on January 11, 2011
When you file Bankruptcy you create a financial estate. That estate is “administered” by a Trustee. There are very different paths to the same...
Assigning ownership of small claims judgment
Theodore's answer
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Answered on January 11, 2011
There are apparently many types of assignments in Alaska but your judgment should be assignable. See the website below for some State law.
Good...
Archived
I Have a property free and clear which is my homestead and a condo with a first of 170k and a second with 70k
Theodore's answer
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Answered on January 11, 2011
If a judgment is filed against you it will constitute a lien on your home.
Good Luck!
REQUEST: Please give this answer a "thumbs up"(below)...
Archived
Can unemployment ask for overpayment when it was discharged in bankruptcy court they said the never got the banruptcy paper and
Theodore's answer
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Answered on January 11, 2011
Non-dischargeable debts are listed in section 523 of the bankruptcy code. If the overpayment of benefits where a tax or lien they would not be...
Archived
Judgment debt calculation
Theodore's answer
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Answered on January 11, 2011
Cannot help you if you do not put in datess. Also, if you are giving yourself a credit, and it is not spevifically provided for in the judgment,...
Archived
I have a $1000.00 judgment agaist me. I started payment plan but they still sent sheriff to house what are my rights
Theodore's answer
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Answered on January 11, 2011
They are allowed to use a number of methods to collect the debt. This seems like a very small judgment where the creditor would take a vehicle...
Archived
So what are the garnish wages laws of Oklahoma. I took the car back voluntaryly due to decrease in hours. and now they want to
Theodore's answer
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Answered on January 11, 2011
Unless the judgment is for child support, where theyc an garnish up to 65% of your wages for arrears, then they can only take 25% after subtrating...
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