Archived
AZ 1st Mortgage going into Foreclosure, 2nd is 100K with 85K original purchase $. Should we try to settle for the 15K or less?
Theodore's answer
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Answered on January 13, 2011
Depending on how they did the foreclosure you may not hav a deficiency judgment. check the site below to determine if they can come after...
Archived
In Oregon does the lender have to provide 20 days notice if thay are going to postpone a Trustee Sale, and what if they do not
Theodore's answer
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Answered on January 13, 2011
Quick Facts about foreclosure in Oregon: http://www.foreclosurelaw.org/Oregon_Foreclosure_Law.htm
Judicial Foreclosure Available: Yes...
Archived
What are my liabilities if I vacate my house before the forclosure sale or receiving a letter to vacate?
Theodore's answer
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Answered on January 13, 2011
You are still on the Deed so you are liable for anything that might happen. I always advise people to stay in the house until you are thrown out...
Archived
Iam close to 63 years old, collecting social security ,because i lost my job and havent beeb able to find a new one,so i had to
Theodore's answer
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Answered on January 13, 2011
Discharging, or getting rid of, student loans in Bankruptcy is difficult. Student loans are “non-dischargeable” pursuant to 11 U.S.C.§523(a)(8)....
Archived
In reference to the Dischargeability of Debt that was made over 90 days to filing for Bankruptcy
Theodore's answer
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Answered on January 13, 2011
The list of types of debts that are not dischrgeable, and the reasons (like fraud) that debts could be non-dischargeable are listed in section 523...
Archived
Question on chapter13 bankruptcy, plan confirmation order in CA - help!
Theodore's answer
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Answered on January 13, 2011
Filing a 13 without an experienced attorney is not a wise idea. You have to amend or modify the plan in the future as changes occur to your income...
Archived
Did I commit perjury during my bankruptcy hearing in court today?
Theodore's answer
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Answered on January 13, 2011
It is not perjury because you did not intend to lie and it was a sloppy question in a forum that is rushed. You actually answered the correct...
Archived
In California Bankruptcy court, how many days before a person files for a Chapter 7 bankruptcy, is it legal to use a credit?
Theodore's answer
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Answered on January 13, 2011
California law is irrelevant. Federal law states that any charges in the 90 days before you file are presumed to be fraudulent and may not be...
Archived
What all is involved when amending a class action lawsuit to a previously filed and discharged Chapter 7 Bankruptcy?
Theodore's answer
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Answered on January 13, 2011
The Trustee can actually take a little longer then thirty days becauise of a recent Supreme Court case that extends the date by which they can...
Archived
I have a friend that has no funds for a non contestant divorce and she needs help asap!
Theodore's answer
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Answered on January 13, 2011
Can you communicate with me and tell me if, and why you have marked my answer as unhelpful? I am trying to improve the answers and wonder if...
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