Motion to get a new car in chapter 13? REALLY?

If you have already arranged for the purchase by identifying the car and securing financing and you are not seeking to change your plan payments...

Wage garnishment and bankruptcy

When you file the bankruptcy the garnishment will cease.

I'm ready to file in the Southern District NY for FOIA injunction against DOJ. How can I find out who at the DOJ to serve?

If you are suing to compel production make sure you have exhausted your administrative remedies. If it is DOJ you have to serve the local United...

Is there limitations of how long before a company can collect a debt.

It is likely that you are being summoned to court so they can collect the debt they have secured with the judgment. The statute of limitations is...

I cannot file for BK Chapter 7 until Aug of 2016. In the meanwhile, I am starting to miss payments to some (not all) of my

Answer all of the debtor inquiries. Answer the phone every time it rings...do not give them bank information. If you are sued the first thing you...

I filed bankruptcy in June 2008. Can I begin filing Chapter 7 bankruptcy now, before 8 years?

While you must wait at least 8 years between filing two chapter 7 (11 USC § 727(a)(8)) bankruptcies (assuming you got your discharge) you need only...

Bankruptcy and keeping my house NY

Filing the 7 may cause some problems for you if the modification is not complete. many lenders are of the mistaken belief that they cannot (and...

Wells Fargo wants to lift the automatic stay in my chapter 7 what does that mean?

The automatic stay acts as a bar against any actions against you or the property of the estate. Lifting the stay only means that now they can do...

I have a judgment, and just got an order that I can put a lien on the debtee bank account. how long before I see the funds?

In New York you can send a restraining notice to the bank with the order or you can go to the Sheriff and get the order enforced, minus fees.

Why wait? Also you can ask for an extension of time to file, but better to get ahead of it.