Archived
My 1st and 2nd were discharged in chapter 7 seven years ago. I still reside at the property and make my payments,
Theodore's answer
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Answered on January 20, 2011
They caould not modify your mortgage because you did not reaffirm the debt, however, you can still sell the house. Put it up for sale and sell it...
Archived
Charged off credit card debt sold to collection agencies over and over again . one instance law suit filed answered in court and
Theodore's answer
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Answered on January 20, 2011
Unfortunately these debts get sold many times. If you had answered you could have stated that the debt was not owned by the party suing and made...
Archived
A bankruptcy discharge with a home in which the mortgage also included escrow for taxes and insurance, who pays property taxes.
Theodore's answer
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Answered on January 20, 2011
Property taxes are not a personal liability...they run with the property. So either the mortgage company or the ultimate purchaser of the property...
Archived
File bankruptcy ch.7 in 2009. BK trustee sold my second home cause lender failed to record a deed.
Theodore's answer
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Answered on January 19, 2011
Sorry about that. Chapter 7. Depending on what the suit is for the Trustee can settle lawsuits that are property of the estate without your...
Archived
File bankruptcy ch.7 in 2009. BK trustee sold my second home cause lender failed to record a deed.
Theodore's answer
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Answered on January 19, 2011
What you are describing is not something I have seen. The lender does not sue the Chapter 13 Trustee. Did the trustee move to challenge the proof...
Archived
Can I open an IRA and fund it with allowable 6,000.00 for 2010 tax year and then later file for Chapter 7 in Calif.??
Theodore's answer
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Answered on January 19, 2011
Once the money is in the IRA you can file the next day.
Archived
No proof of loan other than defendant's admition but claims he paid back
Theodore's answer
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Answered on January 19, 2011
You have to prove he owes it...and he may have admitted that. He then has to show or prove he repaid you and you get to deny that...records would...
Archived
What should one do when they filed for Chapter 7 in Sept. 2005 and cannot file again for another 3 years?
Theodore's answer
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Answered on January 19, 2011
While you must wait at least 8 years between filing two chapter 7 (11 USC § 727(a)(8)) bankruptcies (assuming you got your discharge) you need only...
Archived
Do ihave to pay a collection agency more that what I owe?
Theodore's answer
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Answered on January 19, 2011
500 is probably something you could dispute because these contracts rarely have a dollar amount, however, what will it cost you to fight and what...
Archived
Can NY requested a repayment of Medicaid after the recipient withdrawed from Medicaid program?
Theodore's answer
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Answered on January 19, 2011
Yes. You had to report all assets in order to receive medicaid and it appears that you did not disclose this asset. It is a form of fraud.
You...
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