Archived
Would I Need To Hire An Atty In Order To Get Closure With An Unethical Credit Card Company?
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Answered on March 21, 2011
You should consult a bankruptcy attorney before taking money out of retirement acounts to pay for the credit cards.
When you file Bankruptcy you...
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Archived
Can I be held responsible for a defaulted student loan that my soon to be ex-wife used me as co-signer without my permission?
Theodore's answer
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Answered on March 21, 2011
You will have to prove that there was fraud to the student loan collection entity and may have to bring a lawsuit in order to have the tudent loan...
Archived
Our chap 7 was discharged but not closed due to a class action lawsuit. How much of the money am I entitled to keep in NY?
Theodore's answer
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Answered on March 21, 2011
Check schedule "C" of the bankruptcy petition. You can exempt up to $7500.00 but only if you suffered a personal injury. If you did not cliam the...
Archived
Does a judgment attach as a lien against a homestead property in AZ?
Theodore's answer
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Answered on March 21, 2011
BANKRUPTCY PROPERTY EXEMPTIONS
Cannot use the federal exemptions, but can use the federal non-bankruptcy exemptions
Real Estate: ...
Archived
I just received court paperwork from an attorneys office representing an old credit card company of mine. They want a judge to
Theodore's answer
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Answered on March 21, 2011
The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...
Archived
Undersecured 2nd mortgage after Chapter 7
Theodore's answer
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Answered on March 21, 2011
Your obligation under the note for the mortgage you did not reaffirm has been discharged but the mortgage still secures the note on the second...
Archived
Is Debtors Oral Examination allowed in Colorado for county civil and small claims judgments?
Theodore's answer
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Answered on March 21, 2011
Check with the court because discovery in small claims court usually has to be ordered by the court and a third party will have to serve the subpoena.
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Archived
How can I get back property that I paid for from a person no longer working for me?
Theodore's answer
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Answered on March 21, 2011
When deciding if you should sue someone there are two essential requirements. First, did the person who you think violated your rights have a duty...
Archived
When a landlord is awarded a judgment funds from a tenant in civil court, and never received funds from tenant. Must he re-sue.
Theodore's answer
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Answered on March 21, 2011
You cannot re-sue because you are past the statute of limitations. Why do you think your lien is invalid? If you had a judgment and filed it and...
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Archived
Is there a new law that limits the amount of fees that can be charged on judgments an arbitrary interest?
Theodore's answer
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Answered on March 21, 2011
You can challenge the fees when they sue you. If they are found to be excesive or outside those fees agreed to in the contract you may be able to...
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