I have a home i purchased prior to my current marriage that is being used for a rental and may need to go to short sale.

Difficult question to answer unless we know all of the assets you hold individually and jointly in the marriage. Also need to know the income...

If a person is in Bankruptcy is the opposing party allowed to refuse to produce the note?

If you are not an attorney who is experienced in litigating these matters find someone who is.

In Ch. 13 and current. I have a 2nd strip-off and want to convert to Ch 7. Is it a sound strategy to reach settlement with 2nd?

You cannot strip the lien in a chapter 7 and you will lose the house to foreclosure if you convert to chapter 7 while you are still behind in your...

Take a look at the web site below. Good Luck. People often ask if they can keep homes, second homes, cars, boats, tax refunds, etc., when they...

Do you need to indicate that you filed bankrupcy over 10 years ago on a new credit application?

The bankruptcy will stay on your credit report for ten years. I would answer the question honestly because the information may show up anyway.

Is there a statue of limitations on Student Loans specficly a Perkins Loan?

Discharging, or getting rid of, student loans in Bankruptcy is difficult. Student loans are “non-dischargeable” pursuant to 11 U.S.C.§523(a)(8)....

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Can you garnish the deposit used to rent a property?

No. It is held in trust by the landlord.

What happens after I receive a plea docket/summons for a credit card debt? can I set up payments or will they garnish my wages?

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Other than for child support, alimony, suit money, and taxes, are there absolutely any other exceptions to Florida statute 222.1

The question should be is the homestead exemption subject to any exception. The types of debt you list are generally non-dischargeable, or you...

Ch 13 credit conversion with confirmation from debtor

You should not transfer property or assume that the transfer will be valid unless you have security interest in the property. Contact a local...