Sent to collections for a vehical turned over in divorce

The divorce agreement, decree or judgment supposedly settled the rights and obligations between you and the former spouse. However, it does not...

I have been summoned to answer by letter to the court but have set up payments with their lawyer already? Why am I summoned?

You are being sued becasue they want to get a judgment. The first thing you need to do if and when you get sued is file an Answer. The summons...

I did a chapter 7 bankruptcy and didnt reaffirm the debt for my two mortgages. However, I signed a loan modification agreement

You are correct. Financial institutions will almost never agree to modify a debt that was not reaffirmed because it would potentially violate 524....

Is bankruptcy the right choice for me? How do I do the smallest amount of permanent damage, here?

When you file Bankruptcy you create a financial estate. That estate is “administered” by a Trustee. There are very different paths to the same...

Foreclosure After Bankruptcy in Maryland

There is no way to speed up or force the bank to foreclose.

3rd-party debt collectors won't validate and keep calling - OC in lawsuit for fraud and non-disclosure saying it still owns!

Contacts with third parties (someone other then you) are controlled by the following statute. FDCPA §804(3) says: A debt collector shall not...

It will drop off when the Court stops reporting it to the CRA's. If you saitisfy the judgment make sure the creditor files a satisfaction of...

Debt collector keeps calling what can we do?

You filed Bankruptcy to get rid of debt and gain a "Fresh Start" but the creditors won't leave you alone even though you told them you filed! Here...

I need help with filing an Adversary in a BK case that I am one of the creditors in Sacramento CA

See section 523 of the code.

My husband signed a reaffirmation but it was denied in court we have been paying on the RV for 2 years but can no longer

If the reaffirmation agreement was not approved by the court you should have no liability.