What are my best options

Bankruptcy will get rid of the debt.

What should i do if the collector won't validate because he said they already did and won't give me a address to send them a

Refuse to pay and use that as a defense in your answer when you get sued.

I loaned a guy $5,000. in cash with a signed promise that he pay me back $7,500 by April 6th 2011 He did not pay me.

You can only sue in small claims court if the jurisdictional amount is less then the amount you seek.

In general how much dose it cost a bank to forclose one someone? I have heard it is usally around 80k am I close or way off?

In Ny there is a standard fixed fee that is not based on the value of the home. Normally 3-5k.

I bought a property in Miami, FL at court house bid. I got title in my name. It turns out that there an older mortgage on the

Refinance the property and pay off the other mortgage.

How do i collect money owed to me from a refund?

Such a low amount of money it is hard to justify suing. I would be persistent and keep trying to work with the store.

Can i keep my home by filing a Chap 7 BK?

People often ask if they can keep homes, second homes, cars, boats, tax refunds, etc., when they are contemplating Bankruptcy. I always tell them...

What is reaffirmation?

Reaffirmation means that you are obligating yourself to be bound to repaying a secured debt (mortgage) after the discharge. When you bought your...

I have a judgement against my tenants and have also filed to move it to a civil case. How do I file for a lien?

Collecting is very difficult. Hire an attorney.

You do not have to wait after you mortgage the property, but what you do with the money from the mortgage is very important unless you want to give...