Archived
Am I responsible for my 26 yr old daughter's medical debt if she moved back home due to disability & I claim her as a dependent?
Theodore's answer
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Answered on April 18, 2011
It is unlikely that your adult daughters medical bills can become your responsibility because you pay her support, unless you agree to make the...
Archived
If you go to a civil hearing over debt does this go on your record, and also what if your considered judgment-proof?
Theodore's answer
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Answered on April 18, 2011
Judgment proof means they can get a judgment but have nothing to collect from...showing up at the hearing does not show up on any record but the...
Archived
Plaintff has filed motion for reinstatement - Small Claims
Theodore's answer
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Answered on April 18, 2011
If it was dismissed because of jurisdiction it is unlikely it will be reinstated. Defend on the same basis.
Archived
Bad credit history is preventing me from a good job can I request a credit report freeze and would it help?
Theodore's answer
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Answered on April 18, 2011
This is easily established. You need only contact the credit reporting agencies to put the notices in the report.
Under AZ law what pension or retirement income, other than SS, can be garnished by a creditor?
Theodore's answer
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Answered on April 18, 2011
Pensions / Retirement Plans: Board of Regents members, unlimited amt [15-1628(l)]; firefighters and police officers, unlimited amount [9-968 and...
Archived
I reaffirmed my loan 2 years ago for 135,00.00, but now the home would be lucky to get75,000.what can I do.
Theodore's answer
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Answered on April 18, 2011
If you reaffirmed the debt and it was approved by the court there is nothing you can do to discharge the debt unless you can file another...
Archived
Chapter 7 Items purchased
Theodore's answer
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Answered on April 18, 2011
If the property does not belong tot he debtor it does not have to be listed unless you are holding it in trust.
Archived
Exemptions in NJ
Theodore's answer
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Answered on April 18, 2011
There is no state exemption for a homestead. You have to use the federal exemptions.
Archived
My second mortgage is showing included in my banktruptcy. It was not. How do I rectify this?
Theodore's answer
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Answered on April 18, 2011
Both mortgages were included in your bankruptcy. Whether you listed them or not.
Archived
Can wells fargo put a lien on my property in Tn over a loan I have with them on a house in Fl.? I have a first and a home equity
Theodore's answer
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Answered on April 18, 2011
If they sue you and get a judgment in florida this judgment can be filed where you reside outside of florida and enforced.
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