Could a letter from a mortgage lender change Terms without my consent, and do I have a usury issue on mortgage contract.

16.7 standing alone is not usurious in NY.

My neighbor just recently did a Deed-in-Lieu on his property that I am interested in buying.

One does not get a mortgage lien release, but they may forgive any amount over the sale proceeds. may or may not be taxable.

Get a lawyer to review. Highly unlikely these facts are accurate, but one never knows.

Fake notary on mortgage & the note assignment? Plaintiff did not exist on filing date- NYS property residence ?

You do in fact need an attorney if you are going to pursue this because you need to complete discovery.

Would I have to go to the county clerks office and ask for a copy of my earned eligibility of certificate of relief lost mine

I have no idea what that is. Sorry.

Could be six months plus...and I do mean plus. This process is affected by actions you take, settlement agreements with the federal government and...

Highly unlikely what you describe occurred. If the affidavit was inaccurate or had misstatements it has to be challenged. can you vacate a sale...

What happens to excess proceeds from a foreclosure

If there is a bidding war there may be "excess funds" but then you have to look at other judgments that may have been filed against the property. ...

When being sued or summoned by court for a credit card debt and after answering court what steps I need to take

The majority of debt settlement companies are a rip off. If you are getting sued the first thing you need to do if and when you get sued is file...

What should a bankruptcy lawyer do?

As a rule I rarely refer clients to attorneys because they keep coming back for more referrals if the first attorney does not want the case and...