This is part 2 of a payday loan question I asked two days ago. The debt is valid, but the new wrinkle is that...

Never, ever take out a payday loan again. Contact your local state office of the attorney general. These loans almost always violate the usury...

Chapter 13 question

People often ask if they can keep homes, second homes, cars, boats, tax refunds, etc., when they are contemplating Bankruptcy. I always tell them...

Whats the limit on when they can garish wages?

Colorado Wage Garnishment Gross earnings for the First Pay Period less deductions required by Law Amounts based on Federal minimum hourly...

I owe a disputed debt to a company, but that company is in Chapter 7, what do I do?

You need to have a bankruptcy attorney rview this right away. First, you talk about debt you owe and then a lawsuit that you are trying to...

Do I need to file a reaffirmation to keep my home in NC?

The banks can foreclose now since you filed a chapter 7 and you are behind on the mortgage. Generally the banks may foreclose if you are current...

Normally you cannot start discovery until you Answer. You may amend your answer lateer to take account of information from the discovery...

Can I view records that I subpoenaed prior to trial?

Yes it is true. You have to be able to authenticate the records and have them admitted at trial. This tends to be a very technical element of a...

It is up to the Judge. Normally only an attorney would be allowed with you but the court may allow a lay person. They may not, however, speak or...

Is there a statute of limitations regarding medical bills? I am being sued for medical bills that are four years old.

STATUTE OF LIMITATIONS FOR COLLECTION: Open Account (credit card): 3 years Written Contract: 6 Written Contract for Goods and...

What happens if I am unable to pay a debt that was re-affirmed in a Chapter 7 bankruptcy?

If you reaffirmed the debt andd it was signed by the Court you remain liable for the debt as if you did not file bankruptcy.