Archived
Rented mo to month for 13 years. Landlord doing the deed in lieu of foreclosure. Does he need to provide me with 90 days notice?
Theodore's answer
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Answered on August 05, 2011
No because there is no lease. If you had a lease the bank would have to honor it. The owner has no duty to inform you because they re not...
Archived
If a bona fide tenant has a lease being honored under the PTAFA and it contains an option to purchase with a portion of the
Theodore's answer
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Answered on August 05, 2011
Honor in what sense? If the bank forecloses they do not have to give you credit because they did not give permission for the owner to negotiate...
Archived
Repo defecit SOL?
Theodore's answer
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Answered on August 05, 2011
STATUTE OF LIMITATIONS FOR COLLECTION:
Open Account (credit card): 3 years
Written Contract: 6
Written Contract for Goods and...
Archived
Is Texas a community debt state?
Theodore's answer
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Answered on August 05, 2011
Here is another source for the Texas Code.
Archived
Is Texas a community debt state?
Theodore's answer
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Answered on August 05, 2011
Here is a good place to start to look up the law. self help books, etc., but the answer really depends on the type of debt in a community property...
Archived
If I sign modification and declare BK 30-60 days later, can I still renegotiate the Arrearages?
Theodore's answer
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Answered on August 05, 2011
The arrears should have been paid in the modified loan.
Archived
We filed chapter 13 6yrs ago and we where discharged 1yr 3mnths ago
Theodore's answer
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Answered on August 05, 2011
I do not think your bankruptcy has anything to do with this issue. Are they charging you a late fee because you did not know who to send the...
Archived
I hear a lot about CPNs (Credit Privacy Number) and Trade-lines but how legal are they?
Theodore's answer
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Answered on August 05, 2011
Trade lines are entries by th creditors. It does not sound like you would have any recourse to change the accurate reporting of delinquent...
Archived
I have civil judgement against me but my PO won't let me off of probation until resitution is paid, why is this?
Theodore's answer
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Answered on August 05, 2011
It is a discretionary thing with the PO. Generally, however, you have to complete all of the requirements of the entence before you can b released.
Archived
Can an attorney's office/debt collector pursue further legal action after they won a judgement against me?
Theodore's answer
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Answered on August 05, 2011
Yes. they can enforce the judgment to take property, garnish wages or freeze and seize bank accounts.
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