Archived
My fiancee is still in second position on her former husbands mortgage. The mortgage is upside down and if he defaults can the
Theodore's answer
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Answered on August 09, 2011
The divorce agreement, decree or judgment supposedly settled the rights and obligations between you and the former spouse. However, it does not...
Archived
Foreclosure Defense
Theodore's answer
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Answered on August 09, 2011
You can file a chapter 13 bankruptcy to stop the foreclosure or defend the action in State Court. Look up Margery Golant on this site and review...
Archived
What to do when an Answer is not an Answer but a trip through the Looking Glass & Down the Rabbit Hole?
Theodore's answer
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Answered on August 09, 2011
Bring a motion for summary judgment to get these isssues before the court.
Archived
My home went to public auction 3/2010. Chase bank reclaimed collateral to settle defaulted mortgage. On my credit reports it
Theodore's answer
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Answered on August 09, 2011
You definitely have to list this in a bankruptcy and that might be the besst way to escape liability.
If you think the information is in...
Archived
Can a student loan try to collect after informing you cant afford to make full payment asking to reduce payments before its late
Theodore's answer
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Answered on August 09, 2011
Discharging, or getting rid of, student loans in Bankruptcy is difficult. Student loans are “non-dischargeable” pursuant to 11 U.S.C.§523(a)(8)....
Archived
Incorrect Credit Reporting
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Answered on August 09, 2011
How to Dispute Credit Report Errors
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been...
Archived
How can I cancel my chapter 7 banruptcy before the next meeting?
Theodore's answer
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Answered on August 09, 2011
Converting to 13 would be the best thing to do if you have assets you are afraid of losing. You must give the Trustee the documents they have...
Can Wells Fargo Freeze my bank account due to bankruptcy even if I have have removed myself as the secondary account holder?
Theodore's answer
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Answered on August 09, 2011
First, you did not have to take your name off the account and the "closing" of the account must be reported. If you are trying to transfer fund to...
Archived
Can a warrant be issued for my arrest for nonpayment of a payday loan i received 7 years ago?
Theodore's answer
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Answered on August 09, 2011
You cannot be charged because of this debt and they probably cannot collect it.
What Are Debt Collectors Allowed to Do to Collect Debts? A: In...
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Archived
Chapter 7 question. how can i determine the value of my sole prop business? I do have employees and not much in the way of equip
Theodore's answer
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Answered on August 09, 2011
The value of the business for bankruptcy purposes is no different then the value if you were going to leave the business and sell it to soemone for...
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